Ludwig von Mises called this malinvestment instead of overinvesting.
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It swindles savers, fleeces lenders, pumps taxes higher and triggers malinvestment.
来自FORBES
Artificial credit expansion - credit not funded by savings - creates the business cycle by spawning capital malinvestment.
虚假的信贷膨胀 —— 不是通过储蓄创造出来的信贷 —— 通过制造了大量资本的错误投资而导致了商业周期.